Auto Insurance Marietta, Georgia
Call Waggoner Insurance Today @ 770-434-4000
Finding the best auto insurance rates in Smyrna can be challenging, to say the least. This is especially true if you’re trying to find auto insurance for teenagers – wow… who knows that’s not the easiest thing in the world to do?
Cheap Car Insurance in Marietta, Ga
But finding the cheapest auto insurance in Marietta, regardless of your needs, demographics, or family situation, doesn’t have to be a cumbersome and frustrating task… you simply need to have the right insurance agent working on your behalf to generate the absolute best auto insurance coverage for you and and your family, coupled with the lowest insurance rates possible for your budget.
Auto Insurance in Marietta, Ga.
Living in the metro Atlanta area can be especially challenging for drivers. With all of the traffic and congestion, especially on the interstate, it’s no wonder insurance rates seem to be skyrocketing. But just know that there are always ways to dig deep into the auto insurance pool and find rates on auto insurance in Marietta, even here in the Atlanta area.
But again, in order to dig down deep for those ultra low insurance policy rates, you need the right insurance agent working on your behalf.
Since 1974, Waggoner Insurance has been helping families in Marietta, Ga. and Smyrna, Ga. find the best and lowest auto insurance rates available in the market place.
Auto Insurance in Smyrna, Ga.
When you buy an auto insurance policy in Smyrna, you are buying a package of individual coverages. Each coverage protects you against different types of losses. Once you understand the various coverages, you can decide which ones to include in your personal insurance package. You can also determine the limits of coverage you will need. The following are some common coverages found in an auto policy. NOTE – Your policy may not contain all of these coverages.
Bodily Injury (BI) Liability Coverage pays, up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible. It also pays your legal defense costs. In most states this coverage is mandatory.
Property Damage (PD) Liability Coverage pays, up to the coverage limits, for another individual’s vehicle or property that has been damaged in an accident for which you or the operator of your vehicle is legally responsible. In most states this coverage is also mandatory.
Medical Payments Coverage pays, up to the coverage limits, for reasonable and necessary doctor, hospital and funeral expenses for you and your passengers injured or killed in an accident, regardless of who is at fault. Payments are usually limited to one to three years after the accident. This coverage is optional in most states without no-fault insurance systems.
Cheap Car Insurance in Smyrna, Ga
Uninsured/Underinsured Motorists (UM/UIM) Coverage pays up to the coverage limits for pain and suffering which is not covered by medical, disability and PIP. Underinsured motorist coverage pays for bodily injury to you or your family resulting from the negligence of someone whose liability insurance limits are insufficient. The definition of an underinsured motorist varies from state to state.
Collision Coverage pays, up to the coverage limits, for damage to your vehicle or a vehicle you are operating caused by a collision or rollover. This coverage is usually required if you have a vehicle loan.
Comprehensive Physical Damage Coverage pays, up to the coverage limits, for damage to your vehicle or any vehicle in your custody resulting from theft, fire, vandalism, flooding, hail or other perils (but not damage by collision or overturning). It is usually required if you have a vehicle loan.
Rental Reimbursement pays up to a specified amount for rental vehicle charges while your vehicle is being repaired for damage covered under your policy. If you prefer not to incur the cost of renting a vehicle yourself and cannot be without a vehicle while yours is being repaired, you might consider this coverage.
Towing and Labor covers some costs incurred for services rendered at the place of breakdown or for towing to a repair shop. It covers the delivery of gas, oil or a battery, but not the cost of these items. If you lock the keys in the vehicle or need a tire changed, this may also be covered. These services are often included in auto club memberships, which can result in unnecessary duplicate coverage.Call Or Visit Us Today! Smyrna Office: 2351 Benson Poole Rd. SE Smyrna, GA 30082 – 770-434-4000 Marietta Office: 1052 Powder Springs Rd Marietta, GA 30064 – 770-424-3760